As a frequent user of ATMs, I have often found myself wondering about the withdrawal limits imposed by different banks. Understanding these limits can be crucial, especially in emergencies or when you need to withdraw a significant amount of cash. In this article, I will delve into the ATM withdrawal limits of 25 major banks, shedding light on the maximum amount you can withdraw in a single transaction. So, let’s explore!
1. Bank of America
Bank of America allows you to withdraw up to $1,000 per day from its ATMs. This limit may vary depending on the type of account you have with the bank.
2. Chase
Chase Bank has a daily ATM withdrawal limit of $500 to $3,000, depending on your account type and location.
3. Wells Fargo
Wells Fargo customers can withdraw up to $300 to $2,500 per day from the bank’s ATMs, depending on their account settings.
4. Citibank
Citibank allows ATM withdrawals ranging from $1,000 to $2,000 per day, depending on your account type and location.
5. U.S. Bank
U.S. Bank customers can withdraw up to $300 to $2,500 per day from the bank’s ATMs, with variations based on account status.
6. PNC Bank
PNC Bank offers daily ATM withdrawal limits of $500 to $2,000, depending on your account type and location.
7. TD Bank
TD Bank allows ATM withdrawals ranging from $500 to $3,000 per day, based on your account type and location.
8. SunTrust
SunTrust customers can withdraw up to $500 to $2,500 per day from the bank’s ATMs, subject to account settings.
9. BB&T
BB&T Bank offers daily ATM withdrawal limits of $500 to $2,500, depending on your account type and location.
10. Capital One
Capital One allows ATM withdrawals ranging from $310 to $5,000 per day, based on account type and location.
11. Regions Bank
Regions Bank customers can withdraw up to $400 to $2,500 per day from the bank’s ATMs, with variations based on account status.
12. Fifth Third Bank
Fifth Third Bank offers daily ATM withdrawal limits of $505 to $2,500, depending on your account type and location.
13. Ally Bank
Ally Bank allows ATM withdrawals ranging from $500 to $1,000 per day, based on account type and location.
14. Citizens Bank
Citizens Bank customers can withdraw up to $500 to $2,500 per day from the bank’s ATMs, subject to account settings.
15. KeyBank
KeyBank offers daily ATM withdrawal limits of $300 to $1,500, depending on your account type and location.
16. Santander Bank
Santander Bank allows ATM withdrawals ranging from $200 to $2,000 per day, based on account type and location.
17. Huntington Bank
Huntington Bank customers can withdraw up to $300 to $3,000 per day from the bank’s ATMs, with variations based on account status.
18. Comerica Bank
Comerica Bank offers daily ATM withdrawal limits of $500 to $2,500, depending on your account type and location.
19. M&T Bank
M&T Bank allows ATM withdrawals ranging from $300 to $3,000 per day, based on account type and location.
20. Union Bank
Union Bank customers can withdraw up to $400 to $2,500 per day from the bank’s ATMs, subject to account settings.
21. BBVA
BBVA offers daily ATM withdrawal limits of $500 to $1,000, depending on your account type and location.
22. BMO Harris Bank
BMO Harris Bank allows ATM withdrawals ranging from $300 to $2,500 per day, based on account type and location.
23. First Citizens Bank
First Citizens Bank customers can withdraw up to $400 to $2,000 per day from the bank’s ATMs, with variations based on account status.
24. TCF Bank
TCF Bank offers daily ATM withdrawal limits of $300 to $2,500, depending on your account type and location.
25. Citizens Trust Bank
Citizens Trust Bank allows ATM withdrawals ranging from $500 to $2,500 per day, based on account type and location.
Conclusion
ATM withdrawal limits vary from bank to bank, with most major institutions allowing withdrawals ranging from $300 to $3,000 per day. It is essential to be aware of these limits, as exceeding them may result in additional fees or transaction denials. Understanding your bank’s ATM withdrawal policy can help you better manage your finances and ensure smooth cash transactions.
FAQs
1. Can I increase my ATM withdrawal limit?
Yes, many banks offer the option to increase your ATM withdrawal limit by contacting customer service or visiting a branch. However, higher limits may be subject to approval based on your account history and banking relationship.
2. Are there fees for exceeding the ATM withdrawal limit?
Exceeding your bank’s ATM withdrawal limit may result in additional fees or transaction denials. It is essential to check with your bank to understand the consequences of surpassing the set limit.
3. Can I withdraw cash from an ATM using a credit card?
While it is possible to withdraw cash from an ATM using a credit card, this transaction is often treated as a cash advance and may incur higher fees and interest rates. It is advisable to use a debit card for ATM withdrawals to avoid these charges.
4. Are ATM withdrawal limits different for international transactions?
Yes, ATM withdrawal limits for international transactions may vary from domestic limits, depending on your bank’s policies and the ATMs you use abroad. It is advisable to check with your bank before traveling to ensure smooth cash access.
5. How can I find out my bank’s ATM withdrawal limit?
You can typically find information about your bank’s ATM withdrawal limit on their website, mobile app, or by contacting customer service. It is essential to be aware of this limit to avoid any inconveniences during cash transactions.