If you’re someone who loves to shop for clothes, home goods, and more, you may have wondered if Kohl’s offers layaway as a payment option. In this article, I’ll discuss the layaway policy at Kohl’s, as well as provide some additional information you may find useful.
What is Layaway?
Layaway is a payment option that allows you to put a deposit on an item and pay for it over time. This can be a great alternative to using credit cards or taking out a loan, especially if you’re on a tight budget. You’ll make regular payments on the item until it’s paid off, at which point you can take it home.
Does Kohl’s Offer Layaway?
Unfortunately, Kohl’s no longer offers layaway as a payment option. In the past, they did have a layaway program, but it has since been discontinued. However, Kohl’s does offer other convenient payment options, such as their store credit card and the ability to make online payments with a credit or debit card. They also have a hassle-free return policy and regularly offer promotions and discounts to help you save money on your purchases.
Alternatives to Layaway at Kohl’s
While layaway may not be an option at Kohl’s, there are other ways to finance your purchases. One popular option is to use the Kohl’s Charge card, which offers special discounts and rewards for cardholders. Another alternative is to take advantage of their “buy now, pay later” options, allowing you to make a purchase and pay it off over time with no interest.
Kohl’s Charge Card
The Kohl’s Charge card is a store credit card that offers special discounts and rewards to cardholders. You can use it to make purchases at Kohl’s and then pay off the balance over time. This is a convenient option if you shop at Kohl’s frequently and want to take advantage of additional savings.
Buy Now, Pay Later
Kohl’s also offers a “buy now, pay later” option for online purchases. This allows you to make a purchase and split the cost into four interest-free payments. It’s a great way to get the items you need now and pay for them over time without any extra fees.
Conclusion
While Kohl’s may not offer layaway, they do provide a variety of other payment options to suit your needs. Whether you’re interested in their store credit card or prefer to take advantage of their “buy now, pay later” option, there are ways to finance your purchases at Kohl’s without the need for layaway.
FAQs
1. Can I still use layaway at other stores?
Yes, there are still many retailers that offer layaway as a payment option, so you may want to consider shopping elsewhere if layaway is important to you.
2. Are there any fees associated with the Kohl’s Charge card?
There are no annual fees for the Kohl’s Charge card, but it’s important to make sure you pay off the balance each month to avoid accruing interest.
3. How does the “buy now, pay later” option work at Kohl’s?
When you choose the “buy now, pay later” option at Kohl’s, you can split your purchase into four interest-free payments. The first payment is due at the time of purchase, and the remaining payments are spread out over several weeks.
4. What are the benefits of using the Kohl’s Charge card?
Cardholders enjoy special discounts, promotions, and rewards, such as Kohl’s Cash, which can be used towards future purchases.
5. Can I return items purchased with the Kohl’s Charge card?
Yes, you can return items purchased with the Kohl’s Charge card just like any other form of payment. You may receive a refund to your card or store credit, depending on the return policy.