How do I get my money back from a postal money order?

Requesting a Refund

Can money orders be refunded?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back”minus a fee and a few weeks’ delay”as long as it hasn’t been cashed.

Can I get a refund on a USPS money order?

USPS does not offer direct refunds for their money orders. Money Orders are not eligible for a refund. However, if a money order is spoiled or damaged, you can request a replacement money order, write your name as the recipient, and then cash the money order.

How do I cash a money order made out to someone else?

You cannot cash or deposit a money order that is made out to someone else unless the original recipient signs it over to you, and vice versa. To sign a money order over to another person, you need to sign your name on the endorsement line and write “Pay to [Name of person]” beneath your signature.

Can I cash a money order I didn’t use?

Take it to the Bank If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Can I deposit someone else’s money order in my bank account?

Short Answer: You can deposit money orders into a checking or savings account ” including someone else’s bank account ” since money orders are generally subject to the same depositing rules as personal checks.

How can I cash a check that is not in my name?

This would be done by having the payee endorse the check (sign the back) and below that write “PAY TO THE ORDER OF JOHN SMITH”, and then John Smith can endorse and then cash or deposit the check.

How can I cash a money order without a bank account?

A money order is similar to a check, except that it’s prepaid. Like checks, you can deposit money orders into a bank account. But if you don’t have a bank account or don’t want to use your bank account to cash a money order, you can still cash it at a post office or a check-cashing store.

Can you make a money order out to yourself?

Short Answer: You can make a money order out to yourself, but you can’t alter a money order after it’s been made out to someone else. To write a money order to yourself, you’ll write your name as both the purchaser and the recipient.

Can I endorse a money order to myself and cash it?

A money order is a financial instrument just like a check. You can deposit a money order made out to yourself or cash it at your bank. This involves filling out a deposit slip and endorsing the money order.

What happens if you fill out a money order wrong?

Unfortunately, filling out a money order with the wrong information is not easily forgiven. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.

Do you endorse a money order?

Sign the front of the money order in the portion labeled for your signature. This section may be titled “Purchaser’s signature,” “Purchaser,” “From,” “Signer” or “Drawer.” Do not sign the back of the money order. This is where the person or business that you are paying endorses the money order before they cash it.

What is purchaser’s address on money order?

Write your address in the purchaser section. Include your account number if you’re paying a bill. Sign the bottom where it says “purchaser’s signature.”

Can you use white out on money order?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

What do I put in pay to the order of?

On the line labeled “Pay to the Order of,” write the full name (first and last) of the person or the proper name of the organization or business you’re paying by check. Make sure to spell it right!

What does it mean when a check Says Pay to the order of cash?

When you write a check, you don’t always have to specify who gets the money. A check that says “Pay to the Order of: Cash” can be cashed or deposited by anybody.

Do you have to write pay to the order of?

Payee: On the line that says “Pay to the order of,” write the name of the person or organization you’re paying. You may have to ask “Who do I make the check out to?” if you’re not sure what to write, because this information needs to be accurate. Signature: Sign the check legibly on the line in the bottom-right corner.

What does pay to the order of cash mean?

A check that says ‘Pay to the order of cash’ means that anybody can cash or deposit it in the bank. A check doesn’t have to have a specific name for it to be cashed or deposited by a person.

Can a cashier’s check be made out to cash?

Cashier’s checks are very safe. They are issued by a bank and are paid out of bank funds, not customer accounts. The bank fills in the “payable to” information and no one but the designated payee can cash the check.

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