Being able to deposit cash or checks at an ATM can be a convenient way to manage your finances. However, each bank has its own set of limits on how much you can deposit at an ATM in a single transaction. In this article, I will provide you with a list of 39 major banks and their respective ATM deposit limits near you.
Bank of America
ATM Deposit Limit:
Bank of America’s ATM deposit limit is $10,000 per month.
Chase Bank
ATM Deposit Limit:
Chase Bank’s ATM deposit limit is $5,000 per day.
Wells Fargo
ATM Deposit Limit:
Wells Fargo’s ATM deposit limit is $2,500 per day.
Citibank
ATM Deposit Limit:
Citibank’s ATM deposit limit is $3,000 per day.
US Bank
ATM Deposit Limit:
US Bank’s ATM deposit limit is $2,500 per day.
PNC Bank
ATM Deposit Limit:
PNC Bank’s ATM deposit limit is $2,500 per day.
SunTrust Bank
ATM Deposit Limit:
SunTrust Bank’s ATM deposit limit is $2,500 per day.
TD Bank
ATM Deposit Limit:
TD Bank’s ATM deposit limit is $5,000 per day.
Fifth Third Bank
ATM Deposit Limit:
Fifth Third Bank’s ATM deposit limit is $3,000 per day.
Regions Bank
ATM Deposit Limit:
Regions Bank’s ATM deposit limit is $3,000 per day.
Ally Bank
ATM Deposit Limit:
Ally Bank’s ATM deposit limit is $50,000 per day.
HSBC Bank
ATM Deposit Limit:
HSBC Bank’s ATM deposit limit is $5,000 per day.
Capital One
ATM Deposit Limit:
Capital One’s ATM deposit limit is $5,000 per day.
BB&T
ATM Deposit Limit:
BB&T’s ATM deposit limit is $2,500 per day.
KeyBank
ATM Deposit Limit:
KeyBank’s ATM deposit limit is $2,500 per day.
Comerica Bank
ATM Deposit Limit:
Comerica Bank’s ATM deposit limit is $3,500 per day.
Citizens Bank
ATM Deposit Limit:
Citizens Bank’s ATM deposit limit is $3,000 per day.
BMO Harris Bank
ATM Deposit Limit:
BMO Harris Bank’s ATM deposit limit is $2,500 per day.
Santander Bank
ATM Deposit Limit:
Santander Bank’s ATM deposit limit is $2,500 per day.
M&T Bank
ATM Deposit Limit:
M&T Bank’s ATM deposit limit is $2,500 per day.
Union Bank
ATM Deposit Limit:
Union Bank’s ATM deposit limit is $5,000 per day.
Capital Bank
ATM Deposit Limit:
Capital Bank’s ATM deposit limit is $2,500 per day.
Ameris Bank
ATM Deposit Limit:
Ameris Bank’s ATM deposit limit is $2,500 per day.
First Citizens Bank
ATM Deposit Limit:
First Citizens Bank’s ATM deposit limit is $2,500 per day.
Frost Bank
ATM Deposit Limit:
Frost Bank’s ATM deposit limit is $5,000 per day.
Arvest Bank
ATM Deposit Limit:
Arvest Bank’s ATM deposit limit is $3,000 per day.
Umpqua Bank
ATM Deposit Limit:
Umpqua Bank’s ATM deposit limit is $2,500 per day.
Eastern Bank
ATM Deposit Limit:
Eastern Bank’s ATM deposit limit is $2,500 per day.
Flagstar Bank
ATM Deposit Limit:
Flagstar Bank’s ATM deposit limit is $5,000 per day.
Huntington Bank
ATM Deposit Limit:
Huntington Bank’s ATM deposit limit is $2,500 per day.
Provident Bank
ATM Deposit Limit:
Provident Bank’s ATM deposit limit is $2,500 per day.
Valley National Bank
ATM Deposit Limit:
Valley National Bank’s ATM deposit limit is $3,000 per day.
People’s United Bank
ATM Deposit Limit:
People’s United Bank’s ATM deposit limit is $2,500 per day.
Webster Bank
ATM Deposit Limit:
Webster Bank’s ATM deposit limit is $3,000 per day.
Conclusion
Having knowledge of the ATM deposit limits of major banks near you can help you plan and manage your finances more effectively. Make sure to check with your specific bank for the most up-to-date information on ATM deposit limits.
FAQs
1. What happens if I exceed the ATM deposit limit?
If you exceed the ATM deposit limit set by your bank, your transaction may be declined, and you may need to visit a branch location to make your deposit.
2. Can I make multiple transactions to deposit more than the limit?
Yes, you can make multiple transactions to deposit more than the limit set by the ATM. However, keep in mind that you may be charged additional fees for multiple transactions.
3. Are there ways to increase my ATM deposit limit?
Some banks may allow you to increase your ATM deposit limit by speaking with a bank representative and requesting a limit increase. It’s best to contact your bank directly to inquire about this option.
4. Can I deposit checks at an ATM?
Yes, most ATMs allow you to deposit both cash and checks. Make sure to follow the specific instructions provided by the ATM to ensure a successful deposit.
5. Are ATM deposit limits the same for all types of accounts?
ATM deposit limits may vary depending on the type of account you have with the bank. For example, business accounts may have different deposit limits compared to personal accounts. It’s recommended to check with your bank for account-specific information.